Amortize checklist
Questions to ask a lender
In one paragraph
Ask how your servicer handles each kind of payment before you start paying extra.
Last reviewed against the primary sources listed below.
Extra principal
- How do I mark a payment as principal-only?
- Is there a minimum for extra payments?
Schedules
- Do you offer biweekly plans, and do they charge fees?
- Can I recast the loan after a large payment?
Records
- Where can I see a payment history?
How to use the answers
Enter extra amounts into the schedule tool to see their effect.